Yes, in most cases. Here's how insurance coverage works for the different types of cases we handle:
Federal Workers' Compensation (OWCP): When your OWCP case is approved, services like CBT are fully covered under your federal claim. There is no out-of-pocket cost to you, and we handle all required documentation and approvals.
Motor Vehicle Accident (MVA) & Personal Injury Cases: These are typically handled on a medical lien basis, meaning we provide care now and get paid later through your attorney, auto insurance, Personal Injury Protection (PIP), or MedPay—depending on what applies to your case.
Commercial Insurance & Medicare: We are in-network with most carriers, and approximately 99% of our services are covered by both commercial plans and Medicare. Your actual cost depends on your individual plan benefits—like co-pays, deductibles, and coinsurance. We’ll verify your benefits upfront and explain any costs before treatment.
State Workers' Compensation (Missouri, Kansas, etc.): If you’ve been injured on the job, your care is typically covered by your employer’s workers’ compensation insurance carrier. Once your claim is approved, we coordinate with the carrier to authorize and provide the treatment you need.
Washington State Department of Labor & Industries (WA DOL): For injured workers in Washington, services are covered by WA DOL through the state’s workers’ compensation system and associated insurance carriers. We are registered providers and follow the state’s treatment protocols.
If your insurance is medicare and commercial, we are in-network. They will cover it at whatever rate they are contracted and if its MVA is typically on lien or med pay or pip or both, work comp is covered by the carrier.